The Meld Advantage

Your Financial FingerprintTM

What is a Financial FingerprintTM?

A Financial Fingerprint is best described as a detailed map of your unique financial situation. Every individual or family has their own profile of income, expenses, savings and goals. By developing your Financial FingerprintTM, we will understand your financial situation in detail, so we can help you make the best decisions for your retirement and your future.

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Latest Articles

Papers with the following text: ERISA – The Employee Retirement Income Security Act
New DOL E-Disclosure Rule Aimed at those not “Wired at Work”

School of Employer Plans

A new e-disclosure safe harbor was published by the DOL in May. Retirement plans now assume e-disclosure distribution for all participants.

A traffic sign with “Medicare Just Ahead” written on it meant to indicate Medicare Planning
Medicare – Are You Paying Too Much Premium?

School of Social Security & Medicare

Pat Burris, CFP® discusses Medicare and the steps you need to take to ensure you aren’t paying too much premium for your Medicare coverage.

A paper report with CARES Act – Coronavirus Aid, Relief, and Economic Security Act written on it, with an open ink pen lying on top – indicating Partial Plan Termination Rules were clarified by the CARES Act.
CARES Act Update for Employers: Partial Plan Termination

School of Employer Plans

In our latest CARES Act update, learn about Partial Plan Termination and how it affects companies with vesting schedules.

Meld University is a collection of articles, seminars and videos, curated by the professionals at Meld Financial, that are designed to educate you on a wide range of financial topics. The only cost is your time!

Upcoming Meld University Events

Preparing For Long Term Care Expenses in Retirement
Preparing For Long Term Care Expenses in Retirement

Long-term care expenses represent a significant threat to your retirement outlook and can deplete a retirement nest egg quickly.

Meld News

Weekly Economic Update presented by Meld University
Weekly Economic Update

Meld News

COVID-19 cases surge in 42 states, but retail sales surprise investors. U.S. Equities shake off midweek slump and notch positive gains.

Mark McGarvey, Kyle Whittington, and Burt Caldwell
Meet our Vice President, Marketing

Meld News

William B. (Burt) Caldwell, Jr., Vice President, Marketing. Burt joined the Meld Financial team in June 2018 after two decades of being a client.

Mark McGarvey shaking hands with new Meld Financial partner Jamie Cornehlsen
State of the Company – Jamie Cornehlsen, Partner

Meld News

Mark penned a letter on the State of the Company that was mailed to all of our clients, centers of influence and personal associates.

Why Meld Financial?

Meld Financial, Inc. is an independent wealth management firm located in Birmingham, AL.

We specialize in financial planning, investment management, employee benefits and executive benefits for individuals, families, trusts, foundations and institutions.

We provide independent and objective services melded with customer-driven financial goals.

Mark McGarvey - President - Meld Financial

“We will always recommend the same course of action we would choose for ourselves, given the same circumstances.”

-Mark McGarvey, President