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How to Calculate Provisional Income (a.k.a. Combined Income)

School of Social Security & Medicare

Your provisional income determines if Social Security benefits are taxable, so it is important to know how to calculate this figure.

5 Characteristics of a Quality Wealth Manager

School of Financial Wellness

Looking for a quality wealth manager? We pulled together our list of the 5 most important qualities to consider during your search.

The 10 Worst States for Retirement

School of Financial Wellness

The location you choose for your retirement can have a significant impact on your costs, safety, activities, and overall happiness.

Why Meld Financial?

Meld Financial, Inc. is an independent wealth management firm located in Birmingham, AL.

We specialize in financial planning, investment management, employee benefits and executive benefits for individuals, families, trusts, foundations and institutions.

We provide independent and objective services melded with customer-driven financial goals.

“We will always recommend the same course of action we would choose for ourselves, given the same circumstances.”

-Mark McGarvey, Founder