School of Saving and Investing

The School of Savings & Investing, presented by Meld University, conducts classes and publishes articles to help you stay abreast of the world of investing.

A tax cut is being inferred by someone separating puzzle pieces with money symbols.
Alabama Retirees Could See Lower State Taxes in 2023

School of Saving and Investing

The Lynn Greer Retirement Income Tax Cut Act of 2022 could provide state tax savings for Alabama retirees beginning in 2023.

A bear market represented by a bear overlayed with red numbers.
Retiring in Bear Market

School of Saving and Investing

Successfully navigating a bear market can be difficult for all investors, especially those preparing to enter retirement.

A nurse is holding a folder that says Long Term Care
Planning for Long-Term Care Expenses

School of Saving and Investing

Long-term care is costly and more common than many believe. So, it is important to account for these expenses in your financial plan.

A widow appearing distressed and speaking to her financial advisor about her will, estate plan and financial plan following her partner’s death.
Why Couples and Widow(er)s Should Meet with a Financial Advisor

School of Saving and Investing

Working with a financial advisor can help couples create an estate plan and help widow(er)s deal with new financial burdens.

A flat, digital map of the globe with red dots and lines that illustrate the reach of geopolitical distress and the risk it can present for investments.
How the Geopolitical Environment Impacts Investments

School of Saving and Investing

Find out how geopolitical risk can impact investment performance and what actions investors can take to mitigate the negative effects.

A person is working on their 2022 tax plan looking for strategies to lower their tax bill before the deadline.
3 Ways to Reduce Your 2021 Taxes Before the Deadline

School of Saving and Investing

Reduce your 2021 tax burden with these last-minute strategies that you can employ before the April 18 tax filing deadline.

The word inflation over a backdrop of coins and a cityscape with graph arrows pointing up indicating rising rates.
How Could Inflation and Rising Rates Impact Your Investments

School of Saving and Investing

Inflation and rising rates can impact the performance of your portfolio, but careful planning can help mitigate these risks.

What are Required Minimum Distributions (RMD’s)?
What are Required Minimum Distributions (RMD’s)?

School of Saving and Investing

Required Minimum Distributions (RMD’s) are minimum withdrawals that must be made once a retirement account holder passes a certain age.

A hand touching a digital screen with the word Bonds, indicating the article is centered around why you should hold bonds in your portfolio.
Why Should I Have Bonds in My Portfolio?

School of Saving and Investing

Bonds are debt instruments that pay investors a steady stream of income in return for their cash up front. But income is only one of the benefits that bonds can add to a portfolio. In today’s economic environment, many investors are concerned with how monetary policy will affect their bond positions. That’s because inflation typically… Read more »