School of Saving and Investing
The School of Savings & Investing, presented by Meld University, conducts classes and publishes articles to help you stay abreast of the world of investing.
IRA Contribution Limits in 2025
November 7, 2024School of Saving and Investing
The IRS recently announced tax year 2025 contribution limits for traditional and Roth IRAs as well as SIMPLE and SEP IRAs.
HSA Contribution Limits In 2025
September 26, 2024School of Saving and Investing
After an annual inflation adjustment, the amount you can contribute to a health savings account will increase for tax year 2025.
Choosing Between Roth and Traditional 401(k) Contributions
September 20, 2024School of Saving and Investing
Designated Roth accounts are a popular choice for savers with 401(k) plans, but they aren’t right for every situation.
Do You Have Too Many Retirement Accounts? A Case Study
August 22, 2024School of Saving and Investing
A couple came to Meld with nearly 20 retirement accounts. We created a unified plan that provided simplicity and peace of mind.
Should You Rollover Your 401(k) At Retirement?
July 26, 2024School of Saving and Investing
At retirement, you’ll need to decide whether to keep your savings in your 401(k) or roll them into an Individual Retirement Account.
Are You Retirement Ready? A Case Study
July 11, 2024School of Saving and Investing
A client believed she wasn’t financially ready to retire but a second opinion from Meld helped her enter retirement confidently.
The Power of Compound Growth in Your Portfolio
May 9, 2024School of Saving and Investing
Compounding returns is a powerful concept. By understanding this concept, you can leverage it to rapidly grow your savings.
Educational Savings Accounts: Everything You Need to Know
April 25, 2024School of Saving and Investing
When saving for your child’s college, the account you choose can impact your taxes, investment options, and chances of success.
The Evolution of Retirement Savings Accounts
March 15, 2024School of Saving and Investing
Retirement accounts have changed drastically from the pensions of the late 19th century to the plethora of options available today.