School of Saving and Investing
The School of Savings & Investing, presented by Meld University, conducts classes and publishes articles to help you stay abreast of the world of investing.
Retirement Accounts: A Comprehensive Guide
July 1, 2021School of Saving and Investing
There are so many different types of retirement accounts, it can be difficult to keep track. This handy guide makes it easy.
What the CARES Act means for Required Minimum Distributions (RMD’s)
August 13, 2020School of Saving and Investing
The majority of media buzz on the CARES Act has been about fiscal stimulus. However, those nearing retirement should pay attention to RMD modifications for 2020.
What are Required Minimum Distributions (RMD’s)?
April 13, 2020School of Saving and Investing
Required Minimum Distributions (RMD’s) are minimum withdrawals that must be made once a retirement account holder passes a certain age.
Annuities: The Basics, and the 2 Biggest Myths
August 24, 2019School of Saving and Investing
Annuities have gotten a great deal of attention in the media lately. In this article we examine the basics and the 2 biggest myths surrounding investing in annuities.
Situational Investing – The Concept
February 1, 2019School of Saving and Investing
Situational Investing – the concept is simple at first glance. People know they should invest according to their specific situation, but it not that simple.
College Savings 101: Which plan is right for you?
December 7, 2018School of Saving and Investing
The multitude of college savings options can be overwhelming. There are a lot of plans available, each with their own set of pros and cons. So how do you create a strategy that maximizes your college savings?
2019 Contribution Limits Increase for 401(k), IRA and Related Retirement Plans
November 15, 2018School of Saving and Investing
Those who participate in retirement plans, such as a 401(k), 403(b), most 4S7(b), and the Thrift Savings Plan, will be able to contribute more to their plan in 2019.
IRS Provides Guidelines for Safe-Harbor Hardship Distributions from 401(k) Plans
April 13, 2017School of Saving and Investing
In its March 2, 2017 Employee Plan News publication, the IRS included their memorandum providing guidelines for examiners to determine if a section 401(k) plan hardship distribution is “deemed to be on account of an immediate and heavy financial need” under the safe-harbor standards.
