What You Should Know
About Meld Financial
Your Situation Melded With Our Experience
Financial Fingerprint™: Everything starts with developing your Financial Fingerprint™. Your Financial Fingerprint™ is a comprehensive financial plan that details your projected income, expenses and investments from now throughout retirement.
Situational Investing™: We take the time to get to know you and all the specifics of your situation so we can make certain that every dollar invested is invested with a specific purpose in mind.
Discipline: Over any extended period of time, the markets will experience both euphoric highs and distressing lows. These experiences can invoke an investor’s fear or greed, tempting them to abandon a well thought out investment plan. Our experience has taught us to remove emotions from the process, so together we maintain a disciplined and defined approach to managing your financial assets.
Tax-Awareness: Tax efficient portfolio construction minimizes the impact of taxes by holding tax-efficient investments, such as equities, in taxable accounts, and taxable bond assets in tax-deferred accounts. Tax efficiency can create benefits which compound with time.
Withdrawals: Withdrawal strategies involve managing your cash flow needs while taking into consideration your portfolio, pension benefits, social security benefits, and taxes. Our goal is to implement tax-efficient withdrawal strategies to minimize your tax burden.
Our Clients Are The Driving Force Behind Everything We Do

Families & Individuals
We work with a wide variety of individual clients, including corporate executives, self-employed individuals, and a wide range of professionals.
Our typical clients have saved diligently over the years. They belive their time is best spent focusing on their job and their family, and thus have not focused on developing a strategic financial plan. Becuase of this, they have concerns about the best way to meet their long-term, post-retirement financial needs.

Large & Small Companies
We work with companies large and small to help them review, implement, maintain, and monitor their executive benefit and qualified retirement plan programs. We also provide educational services to new and existing employees.
Whether you are a small business owner looking to provide yourself and your employees with the best retirement plan for a business of your size, or are a larger corporation seeking either an alternative to your current plan or the optimal executive benefits package, we can help.
Meet Our Team
