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Explore the Schools of Meld University
Our School of Financial Wellness conducts classes and publishes articles to help you become financially organized, so you can plan for your retirement and savings goals.
Required Rate of Return – The Key to Your Retirement
August 26, 2020School of Financial Wellness
Your Required Rate of Return [RRoR™] is a single metric, just one percentage value, that can be the ultimate guide to your retirement investing strategy.
What the CARES Act means for Required Minimum Distributions (RMD’s)
August 13, 2020School of Financial Wellness
The majority of media buzz on the CARES Act has been about fiscal stimulus. However, those nearing retirement should pay attention to RMD modifications for 2020.
5 Important Steps to Retirement Planning
July 23, 2020School of Financial Wellness
Retirement planning is a complex process, but there are some basics. These 5 steps will get you on the right track to planning for your retirement goals.
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![2021 Social Security Cost of Living Allowance [COLA] Update. Meld University Logo on top of a pen, paper with budget figures, and a calculator](https://meldfinancial.com/wp-content/uploads/2021-cola-600x315.png)
Attend a Meld University Event
Preparing For Long Term Care Expenses in Retirement
When: Tuesday, Nov 17th from 3:00-4:30 PM CST
Where: Online Webinar
Speaker: Blake May, J.D., CFP®
Long-term care expenses represent a significant threat to your retirement outlook and can deplete a retirement nest egg quickly.
Stay Current With Our Weekly Economic Update
Start your week with a recap last week’s market action and a list of the upcoming week’s key events.
Weekly Economic Update
October 26, 2020School of Meld News
Equity markets retreated slightly last week as the Presidential Election nears. Existing home sales continue to show strength.
See What’s Trending at Meld University
What is Your Social Security Full Retirement Age and Why it Matters?
September 14, 2018School of Social Security & Medicare
The Social Security defines Full Retirement Age (FRA) as the age at which you are entitled to receive your full Social Security benefits known as Primary Insurance Amount (PIA).
5 Characteristics of a Quality Wealth Manager
April 12, 2019School of Financial Wellness
Looking for a good wealth manager? We pulled together our list of the 5 most important qualities to look for as you start your search.
Special Social Security Filing Strategies
August 9, 2019School of Social Security & Medicare
If you were born before January 2, 1954 you may be able to have your cake and eat it too regarding Social Security. In this article, we explore this special strategy.
Why Meld Financial?
Meld Financial, Inc. is an independent wealth management firm located in Birmingham, AL.
We specialize in financial planning, investment management, employee benefits and executive benefits for individuals, families, trusts, foundations and institutions.
We provide independent and objective services melded with customer-driven financial goals.
“We will always recommend the same course of action we would choose for ourselves, given the same circumstances.”
-Mark McGarvey, President
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