Michael has been in the investment advisory business since 1983, joining Meld Financial in March 2014. A tenured financial advisor, Michael incorporates experience developed over three decades of navigating uncertain times and difficult financial markets. Clients trust Michael to focus on their specific goals and appreciate that he applies an objective perspective to help simplify their financial plans. Tactical asset allocation gets clients into stronger sectors while risk management is applied via a proactive sell-side discipline. A consultative approach allows him to provide a financial road map for individuals, families, small business owners, and medical sales professionals.