Blake May, J.D., CFP®

A trust can be a valuable tool to protect assets from creditors, tailor your estate plan, avoid probate, and maintain privacy.

An effective succession plan uses advance preparation to maximize your personal wealth while supporting business continuity.

Non-probate assets, like IRAs and brokerage accounts, pass to heirs according to beneficiary designations rather than a will.

Permanent life insurance policies often have expensive monthly premiums, which can undermine your ability to save for retirement.

A financial windfall, from a bonus, settlement, inheritance, or even winning lottery ticket, requires a unique approach.

Holding cash may have been prudent when interest rates were high, but your investment plan might need to change as rates decline.

A unified retirement saving strategy that includes both 401(k) and IRA contributions can maximize accessibility and growth.

A successful retirement transition requires more than money. You also need to navigate lifestyle shifts and emotional hurdles.

The value of life insurance is clear, but choosing the right type of policy for your situation can present a significant challenge.