Kyle Whittington, CFP®

Kyle has been in the financial services business since 2006, joining Meld Financial in January 2007. Kyle was promoted to President of Meld Financial in 2021 and continues to service Meld’s individual clients with their investment portfolio needs. In addition, Kyle oversees Meld’s Investment Department, focusing on design and implementation of investment plans for clients. Kyle also maintains our investment platforms, including Meld’s mutual fund portfolios, bond ladders, and stock portfolios. View Kyle's LinkedIn Profile. Education: M.S. Human Environmental Sciences (Financial Planning), University of Alabama – 2006 B.S. Commerce and Business Administration (Finance), University of Alabama – 2005 CERTIFIED FINANCIAL PLANNER™ – 2009 Securities Licenses: Series 7, 24 and 66
A retired couple dancing on the beach beside a checklist
Preparing For Retirement Checklist

School of Saving and Investing

This downloadable checklist covers the important factors you need to consider in each stage of life to prepare for retirement.

A couple managing a joint brokerage account
Types of Ownership for Brokerage Accounts

School of Saving and Investing

You have options to define the ownership of brokerage assets, and the choice determines access to funds, taxes, and inheritance.

Retirement savings through Traditional and Roth IRAs depicted by an elderly couple standing on a stack of coins.
Traditional Vs Roth IRA

School of Saving and Investing

Traditional and Roth IRAs can help you achieve retirement goals and minimize taxes while maintaining control of your funds.

The Meld Financial building
The Meld Client Experience: What to Expect in Year 1

School of Financial Wellness

At Meld Financial, our simple onboarding process helps new clients get a head start on achieving their retirement goals.

The Meld Financial team
What Makes Meld Unique? Our Team Approach.

School of Financial Wellness

At Meld Financial, our team of professionals blends diverse specialties and perspectives to help our clients achieve success.

A percentage symbol beside a down arrow signifying lower interest rates
How Could Lower Interest Rates Impact Your Retirement Plan?

School of Financial Wellness

The Fed has begun to reduce interest rates. These lower rates could have a significant impact on your retirement plan.

A piggy bank and stack of coins beside a sign that says “2025”
IRA Contribution Limits in 2025

School of Saving and Investing

The IRS recently announced tax year 2025 contribution limits for traditional and Roth IRAs as well as SIMPLE and SEP IRAs.

HSA contribution limits represented by a piggy bank and jar labeled "HSA"
HSA Contribution Limits In 2025

School of Saving and Investing

After an annual inflation adjustment, the amount you can contribute to a health savings account will increase for tax year 2025.

An open blue notebook with the words Roth 401k and Traditional 401k written at the top of each page, and a ‘+’ and ‘-‘ under each to give the impression that someone is making a list of pros and cons.
Choosing Between Roth and Traditional 401(k) Contributions

School of Saving and Investing

Designated Roth accounts are a popular choice for savers with 401(k) plans, but they aren’t right for every situation.