Kyle Whittington, CFP®

Kyle has been in the financial services business since 2006, joining Meld Financial in January 2007. Kyle was promoted to President of Meld Financial in 2021 and continues to service Meld’s individual clients with their investment portfolio needs. In addition, Kyle oversees Meld’s Investment Department, focusing on design and implementation of investment plans for clients. Kyle also maintains our investment platforms, including Meld’s mutual fund portfolios, bond ladders, and stock portfolios. View Kyle's LinkedIn Profile. Education: M.S. Human Environmental Sciences (Financial Planning), University of Alabama – 2006 B.S. Commerce and Business Administration (Finance), University of Alabama – 2005 CERTIFIED FINANCIAL PLANNER™ – 2009 Securities Licenses: Series 7, 24 and 66
The word pro rata as it appears in the dictionary implying the article is focused on the pro rata rule for retirement contributions.
Backdoor Roth Contributions and the Pro Rata Rule
 November 19, 2021

School of Saving and Investing

The backdoor method allows high earners to contribute to a Roth IRA, but the Pro Rata rule can present a challenge.

A chart showing high taxes meant to indicate the article is about the 10 worst states for taxes.
The 10 Worst States for Taxes
 November 5, 2021

School of Financial Wellness

State taxes provide important services but can be a burden for those citizens paying them. Find out which states have the lowest taxes.

The word tax written on wooden blocks meant to represent state taxes.
The 10 Best States for Taxes
 November 3, 2021

School of Financial Wellness

State taxes provide important services but can be a burden for those paying them. Find out which states have the lowest taxes.

The letters ‘401K’ made from gold blocks are on fire, meant to indicate an oversight has ruined a retirement plan.
6 Simple Oversights That Can Ruin Your Retirement Plan
 October 8, 2021

School of Saving and Investing

Saving for retirement is crucial for most Americans to enjoy their twilight years, but these 6 mistakes can ruin your retirement plan.

A twenty-dollar bill has the number 20 scratched out in red and replaced with a 19 to indicate the loss of purchasing power associated with inflation.
How Inflation Impacts Your Retirement Plan
 August 12, 2021

School of Financial Wellness

Rising prices can impact the amount of income you need in retirement, but planning properly can help ease the burden of inflation.

Image of an employment status form, with the box for retirement checked and the words enjoying life written in the occupation box.
Money Management During Retirement
 June 8, 2021

School of Financial Wellness

Money management during retirement can be quite different, and proper planning is critical to making the most of your savings.

Lightbulbs and a notebook with do and don’t written on it.
Financial Dos and Don’ts During a Pandemic
 December 29, 2020

School of Financial Wellness

2020 has changed our lives dramatically, but it’s important to maintain financial discipline. These tips will help you stay on track.

A magnifying glass lying on a paper with line charts and text reading “Financial Tips”.
Financial Tips to Help You Weather the Pandemic
 December 22, 2020

School of Financial Wellness

The massive changes to our daily lives caused by the pandemic also gives good reason to reevaluate our financial decisions.

A fishing line that has hooked a credit card with a pile of other credit cards lying on a keyboard. This is meant to indicate phishing.
COVID-19 Scams and How to Protect Yourself
 November 12, 2020

School of Financial Wellness

Scammers are looking to exploit the oddity of the current COVID-19 pandemic as they use old scams in new ways to target the most vulnerable.