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Recent Articles

Weekly Economic Update presented by Meld University
Weekly Economic Update

School of Financial Wellness

The partial government shutdown ended. Bitcoin plummeted, then recovered. ADP reported a “lackluster month” for the labor market.

A retired couple reviewing premiums for a life insurance policy
Is Permanent Life Insurance Jeopardizing Your Retirement Plan? A Case Study.

School of Financial Wellness

Permanent life insurance policies often have expensive monthly premiums, which can undermine your ability to save for retirement.

A retiree completing an application for Social Security benefits.
Comparing SSI, SSDI, and Social Security Retirement Benefits

School of Social Security & Medicare

The Social Security program offers three main types of benefits, each with their own qualification criteria and maximum payments.

Why Meld Financial?

Meld Financial, Inc. is an independent wealth management firm located in Birmingham, AL.

We specialize in financial planning, investment management, employee benefits and executive benefits for individuals, families, trusts, foundations and institutions.

We provide independent and objective services melded with customer-driven financial goals.

Mark McGarvey - Founder - Meld Financial

“We will always recommend the same course of action we would choose for ourselves, given the same circumstances.”

-Mark McGarvey, Founder