Medicare Planning: What You Need to Know to Manage Costs and Avoid Late Filing Penalties (On-Demand)

Presented by Meld University

Speaker:
Pat Burris, CFP®
Vice President, Corporate and Retirement Plan Services
Meld Financial

As you reach age 65 you have to make one of the most complex decisions regarding your well-being, Medicare. At this event, you will learn when, how and where to enroll in Medicare and the costs associated with it. The annual steps you should take once you are covered by Medicare will also be discussed.

Key points covered at this workshop include:

  • How Medicare enrollment periods work and what you need to do to avoid late enrollment penalties
  • When, how and where to enroll in Medicare
  • How much you can expect to pay in health care costs after going onto Medicare
  • How Medicare works with private insurance to provide comprehensive coverage
  • Why you must plan for higher health care costs in retirement

Join Us for Our Next Meld University Events:

Articles from the School of Social Security and Medicare:

A retired couple reviewing annual premium increases for their attained-age Medigap plans.
Is Your Attained-Age Medigap Plan Ruining Your Budget? A Case Study

School of Social Security & Medicare

Attained-age Medigap plans often have a lower initial cost than other options, but premium increases can derail your budget.

A 2026 calendar, a stethoscope, and a toy heart
Medicare Premiums and Coinsurance in 2026

School of Social Security & Medicare

The CMS recently announced Medicare premiums, deductibles, and coinsurance for 2026, along with Part B and D IRMAA amounts.

The Capitol Dome over a background of Social Security cards.
2026 Social Security COLA Announced

School of Social Security & Medicare

The Social Security Administration recently announced the 2026 Cost of Living Adjustment, which will take effect in January.

Why Meld Financial?

Meld Financial, Inc. is an independent wealth management firm located in Birmingham, AL.

We specialize in financial planning, investment management, employee benefits and executive benefits for individuals, families, trusts, foundations and institutions.

We provide independent and objective services melded with customer-driven financial goals.

Mark McGarvey - Founder - Meld Financial

“We will always recommend the same course of action we would choose for ourselves, given the same circumstances.”

-Mark McGarvey, Founder