School of Social Security & Medicare
The School of Social Security & Medicare, presented by Meld University, conducts classes and publishes articles to help you stay up to date on topics related to government supported retirement benefits.
What Is IRMAA?
November 27, 2024School of Social Security & Medicare
High earners need to plan for additional monthly healthcare costs in retirement because of Medicare Part B and Part D IRMAA.
Medicare Premiums and Coinsurance in 2025
November 18, 2024School of Social Security & Medicare
The Centers for Medicare & Medicaid Services recently announced the costs for Medicare premiums and coinsurance in 2025.
2025 Social Security COLA Announced
October 11, 2024School of Social Security & Medicare
The Social Security Administration recently announced the 2025 Cost-of-Living Adjustment, better known as the annual COLA.
How Are Social Security Benefits Calculated?
August 29, 2024School of Social Security & Medicare
Calculating Social Security benefits is complex, but understanding the process is key to forecasting retirement income.
How to Calculate Provisional Income (a.k.a. Combined Income)
August 8, 2024School of Social Security & Medicare
Your provisional income determines if Social Security benefits are taxable, so it is important to know how to calculate this figure.
How Medicare Impacts HSA Contributions
July 18, 2024School of Social Security & Medicare
Health Savings Accounts can be vital during retirement, but there are important contribution limitations for those covered by Medicare.
Medicare or Private Insurance: Who Pays First?
June 20, 2024School of Social Security & Medicare
Knowing who pays first – Medicare or your insurance company – can help you understand your medical bills and what you owe.
Are You Entitled to Social Security Survivor Benefits? A Case Study
June 13, 2024School of Social Security & Medicare
A client was told he didn’t qualify for Social Security Survivor Benefits. A second opinion from Meld helped him get what he was owed.
Health Insurance for Early Retirees
May 30, 2024School of Social Security & Medicare
Health insurance is one common barrier to early retirement. Fortunately, you have options to bridge the gap until Medicare begins.