Presented by Meld University
Speaker:
Pat Burris, CFP®
Vice President, Corporate and Retirement Plan Services
Meld Financial
Social Security is far more complicated than people expect and using the right filing strategy can mean thousands of dollars of retirement income. Knowing when and how to file for Social Security benefits may also help you determine the best time to retire.
During this 1 hour webinar, we will present strategies aimed to help you:
- Determine how your benefits are calculated
- Consider factors to use in deciding when to apply
- Decide when it makes sense to delay receiving your benefits — and when it does not
- Coordinate benefits with your spouse
- See if you can file on your ex-spouse’s, or deceased spouse’s, record
- Coordinate Social Security with your other sources of retirement income
Join Us for Our Next Meld University Events:
Transitioning to Medicare and What’s New for 2026
When: Tuesday, November 18th, 6:00 – 7:30 PM CST
Where: Birmingham Botanical Gardens
Speaker: Patricia L. Burris, CFP®
This event will cover the most important aspects of Medicare, including enrollment and important updates for 2026.
Articles from the School of Social Security and Medicare:
Why You Should Review Your Medicare Policy Annually
October 17, 2025School of Social Features
Medicare coverage and costs can change each year, so retirees should review their plan with an experienced financial advisor.
Comparing Attained-Age, Issue-Age, and Community-Rated Medigap Plans
August 21, 2025School of Social Security & Medicare
Medigap premiums are determined using attained-age, issue-age, or community-rated pricing systems to account for policyholder age.
How to Calculate Provisional Income (a.k.a. Combined Income)
August 14, 2025School of Social Security & Medicare
Your provisional income determines if Social Security benefits are taxable, so it is important to know how to calculate this figure.
Why Meld Financial?
Meld Financial, Inc. is an independent wealth management firm located in Birmingham, AL.
We specialize in financial planning, investment management, employee benefits and executive benefits for individuals, families, trusts, foundations and institutions.
We provide independent and objective services melded with customer-driven financial goals.
