School of Saving and Investing

The School of Savings & Investing, presented by Meld University, conducts classes and publishes articles to help you stay abreast of the world of investing.

A wooden cutout of a person climbing stacks of coins
How to Make Retirement Income Last a Lifetime

School of Saving and Investing

A sustainable financial plan includes strategies to ensure that assets generate sufficient income to fund a decades-long retirement.

Two golden eggs in a nest representing an IRA and a 401(k)
Combining 401k and IRA Accounts to Maximize Your Retirement Savings

School of Saving and Investing

A unified retirement saving strategy that includes both 401(k) and IRA contributions can maximize accessibility and growth.

A person holding a debit card labeled “HSA” and a stethoscope
HSA Contribution Limits In 2026

School of Saving and Investing

The IRS recently announced higher limits for HSAs in 2026 which will help investors cover medical costs and lower their tax bills.

Blocks spelling “RMD” with money and a calculator in the background representing required minimum distributions from inherited IRAs
How The SECURE Act Changed Inherited IRA Rules

School of Saving and Investing

The SECURE Act changed the rules surrounding inherited IRAs and when beneficiaries must take distributions from the account.

A calendar with a date labeled “retire”
Early Retirement: Can You Do It?

School of Saving and Investing

Early retirement allows you to pursue passions without career constraints. Answering these questions determines if it is feasible.

A retired couple dancing on the beach beside a checklist
Preparing For Retirement Checklist

School of Saving and Investing

This downloadable checklist covers the important factors you need to consider in each stage of life to prepare for retirement.

A couple managing a joint brokerage account
Types of Ownership for Brokerage Accounts

School of Saving and Investing

You have options to define the ownership of brokerage assets, and the choice determines access to funds, taxes, and inheritance.

Retirement savings through Traditional and Roth IRAs depicted by an elderly couple standing on a stack of coins.
Traditional Vs Roth IRA

School of Saving and Investing

Traditional and Roth IRAs can help you achieve retirement goals and minimize taxes while maintaining control of your funds.

Stacks of coins with retirement savings icons
401(k) Contribution Limits in 2025

School of Saving and Investing

A 401(k) is an excellent way to save for retirement and you will be able to contribute even more in 2025.