School of Saving and Investing

The School of Savings & Investing, presented by Meld University, conducts classes and publishes articles to help you stay abreast of the world of investing.

A retired couple dancing on the beach beside a checklist
Preparing For Retirement Checklist
 March 27, 2025

School of Saving and Investing

This downloadable checklist covers the important factors you need to consider in each stage of life to prepare for retirement.

A couple managing a joint brokerage account
Types of Ownership for Brokerage Accounts
 March 20, 2025

School of Saving and Investing

You have options to define the ownership of brokerage assets, and the choice determines access to funds, taxes, and inheritance.

Retirement savings through Traditional and Roth IRAs depicted by an elderly couple standing on a stack of coins.
Traditional Vs Roth IRA
 March 13, 2025

School of Saving and Investing

Traditional and Roth IRAs can help you achieve retirement goals and minimize taxes while maintaining control of your funds.

Stacks of coins with retirement savings icons
401(k) Contribution Limits in 2025
 November 19, 2024

School of Saving and Investing

A 401(k) is an excellent way to save for retirement and you will be able to contribute even more in 2025.

A piggy bank and stack of coins beside a sign that says “2025”
IRA Contribution Limits in 2025
 November 7, 2024

School of Saving and Investing

The IRS recently announced tax year 2025 contribution limits for traditional and Roth IRAs as well as SIMPLE and SEP IRAs.

HSA contribution limits represented by a piggy bank and jar labeled "HSA"
HSA Contribution Limits In 2025
 September 26, 2024

School of Saving and Investing

After an annual inflation adjustment, the amount you can contribute to a health savings account will increase for tax year 2025.

An open blue notebook with the words Roth 401k and Traditional 401k written at the top of each page, and a ‘+’ and ‘-‘ under each to give the impression that someone is making a list of pros and cons.
Choosing Between Roth and Traditional 401(k) Contributions
 September 20, 2024

School of Saving and Investing

Designated Roth accounts are a popular choice for savers with 401(k) plans, but they aren’t right for every situation.

An investor overwhelmed by too many retirement account statements
Do You Have Too Many Retirement Accounts? A Case Study
 August 22, 2024

School of Saving and Investing

A couple came to Meld with nearly 20 retirement accounts. We created a unified plan that provided simplicity and peace of mind.

A man holding two icons – one check mark and one “x” – signifying a choice
Should You Rollover Your 401(k) At Retirement?
 July 26, 2024

School of Saving and Investing

At retirement, you’ll need to decide whether to keep your savings in your 401(k) or roll them into an Individual Retirement Account.