School of Saving and Investing

The School of Savings & Investing, presented by Meld University, conducts classes and publishes articles to help you stay abreast of the world of investing.

Stacks of coins next to a piggy bank.
IRA Contribution Limits in 2024
 November 30, 2023

School of Saving and Investing

The amount you can contribute to a SEP, SIMPLE, Traditional, and Roth Individual Retirement Account will increase in 2024.

A choice between cash investments represented by a man standing at a fork in the road.
Deciding Between Cash Investments
 November 2, 2023

School of Saving and Investing

Bank accounts and money market funds are about as close as you can get to holding actual cash, but there are important distinctions.

Estate taxes illustrated by a house sitting on coins in front of a digital graph.
The Basics of Estate Tax
 August 3, 2023

School of Saving and Investing

If you have a large estate, federal estate taxes – and in some cases state estate taxes – can reduce the inheritance you planned to leave.

What are Required Minimum Distributions (RMD’s)?
What are Required Minimum Distributions (RMD’s)?
 July 21, 2023

School of Saving and Investing

Required Minimum Distributions are minimum withdrawals that must be taken from retirement accounts once you reach a certain age.

A desk with a calculator, glasses, money and 3 blocks with IRA, 401k and ROTH written on them. These are meant to represent a guide to the many different kinds of retirement plans.
Retirement Accounts: A Comprehensive Guide
 July 13, 2023

School of Saving and Investing

There are so many different types of retirement accounts, it can be difficult to keep track. This handy guide makes it easy.

Banking turmoil depicted by a bank sinking in water.
Banking Turmoil – Is Your Cash Safe?
 June 8, 2023

School of Saving and Investing

Bank failures can be frightening for investors, but there are protections in place to prevent you from losing your funds.

Choosing between saving for retirement and saving for college represented by parents walking with their high school graduate child around campus.
Should You Prioritize Saving for Retirement or Your Child’s Education?
 May 11, 2023

School of Saving and Investing

You often must choose between saving for your own retirement or your child’s education. These factors can help you decide.

A financial chart is overlaying two business people shaking hands.
What is SmartScreen™?
 February 24, 2023

School of Saving and Investing

SmartScreen™ ensures that funds included in our clients’ portfolios meet our high standards.

Secure Act 2.0 impact to retirees represented by stacks of coins increasing in size overlayed by a graph pointing upwards.
The SECURE Act 2.0 Passed – What does it Mean for Your Retirement Plan?
 January 12, 2023

School of Saving and Investing

The SECURE Act 2.0 passed in late December. This legislation includes many changes that could impact your retirement plan.