School of Saving and Investing

The School of Savings & Investing, presented by Meld University, conducts classes and publishes articles to help you stay abreast of the world of investing.

A retired woman relaxing on a sofa
Are You Retirement Ready? A Case Study

School of Saving and Investing

A client believed she wasn’t financially ready to retire but a second opinion from Meld helped her enter retirement confidently.

Compound growth represented by plants growing from blocks that become progressively larger with an arrow tracking upward progress.
The Power of Compound Growth in Your Portfolio

School of Saving and Investing

Compounding returns is a powerful concept. By understanding this concept, you can leverage it to rapidly grow your savings.

A child sitting behind a jar of money with the word college taped on the jar.
Educational Savings Accounts: Everything You Need to Know

School of Saving and Investing

When saving for your child’s college, the account you choose can impact your taxes, investment options, and chances of success.

A nest with 3 eggs on top of a retirement tax form. Roth, IRA and 401k are written on the eggs.
The Evolution of Retirement Savings Accounts

School of Saving and Investing

Retirement accounts have changed drastically from the pensions of the late 19th century to the plethora of options available today.

Stacks of coins next to a piggy bank.
IRA Contribution Limits in 2024

School of Saving and Investing

The amount you can contribute to a SEP, SIMPLE, Traditional, and Roth Individual Retirement Account will increase in 2024.

A choice between cash investments represented by a man standing at a fork in the road.
Deciding Between Cash Investments

School of Saving and Investing

Bank accounts and money market funds are about as close as you can get to holding actual cash, but there are important distinctions.

Estate taxes illustrated by a house sitting on coins in front of a digital graph.
The Basics of Estate Tax

School of Saving and Investing

If you have a large estate, federal estate taxes – and in some cases state estate taxes – can reduce the inheritance you planned to leave.

What are Required Minimum Distributions (RMD’s)?
What are Required Minimum Distributions (RMD’s)?

School of Saving and Investing

Required Minimum Distributions are minimum withdrawals that must be taken from retirement accounts once you reach a certain age.

A desk with a calculator, glasses, money and 3 blocks with IRA, 401k and ROTH written on them. These are meant to represent a guide to the many different kinds of retirement plans.
Retirement Accounts: A Comprehensive Guide

School of Saving and Investing

There are so many different types of retirement accounts, it can be difficult to keep track. This handy guide makes it easy.