School of Saving and Investing
The School of Savings & Investing, presented by Meld University, conducts classes and publishes articles to help you stay abreast of the world of investing.
Backdoor Roth Contributions and the Pro Rata Rule
November 19, 2021School of Saving and Investing
The backdoor method allows high earners to contribute to a Roth IRA, but the Pro Rata rule can present a challenge.
6 Simple Oversights That Can Ruin Your Retirement Plan
October 8, 2021School of Saving and Investing
Saving for retirement is crucial for most Americans to enjoy their twilight years, but these 6 mistakes can ruin your retirement plan.
What the CARES Act means for Required Minimum Distributions (RMD’s)
August 13, 2020School of Saving and Investing
The majority of media buzz on the CARES Act has been about fiscal stimulus. However, those nearing retirement should pay attention to RMD modifications for 2020.
Annuities: The Basics, and the 2 Biggest Myths
August 24, 2019School of Saving and Investing
Annuities have gotten a great deal of attention in the media lately. In this article we examine the basics and the 2 biggest myths surrounding investing in annuities.
Situational Investing – The Concept
February 1, 2019School of Saving and Investing
Situational Investing – the concept is simple at first glance. People know they should invest according to their specific situation, but it not that simple.
IRS Provides Guidelines for Safe-Harbor Hardship Distributions from 401(k) Plans
April 13, 2017School of Saving and Investing
In its March 2, 2017 Employee Plan News publication, the IRS included their memorandum providing guidelines for examiners to determine if a section 401(k) plan hardship distribution is “deemed to be on account of an immediate and heavy financial need” under the safe-harbor standards.