School of Social Security & Medicare

The School of Social Security & Medicare, presented by Meld University, conducts classes and publishes articles to help you stay up to date on topics related to government supported retirement benefits.

A scale with a money bag on one side and icons of a retired couple on the other
2025 Social Security COLA Announced

School of Social Security & Medicare

The Social Security Administration recently announced the 2025 Cost-of-Living Adjustment, better known as the annual COLA.

A woman calculating Social Security benefits.
How Are Social Security Benefits Calculated?

School of Social Security & Medicare

Calculating Social Security benefits is complex, but understanding the process is key to forecasting retirement income.

A wooden sign with the words “ready for tomorrow” printed on it.
How Medicare Impacts HSA Contributions

School of Social Security & Medicare

Health Savings Accounts can be vital during retirement, but there are important contribution limitations for those covered by Medicare.

A person calculating their share of a medical bill
Medicare or Private Insurance: Who Pays First?

School of Social Security & Medicare

Knowing who pays first – Medicare or your insurance company – can help you understand your medical bills and what you owe.

A man pleased to receive Social Security Survivor Benefits
Are You Entitled to Social Security Survivor Benefits? A Case Study

School of Social Security & Medicare

A client was told he didn’t qualify for Social Security Survivor Benefits. A second opinion from Meld helped him get what he was owed.

A retiree selecting a health insurance plan represented by a button with a medical cross surrounded by other healthcare icons.
Health Insurance for Early Retirees

School of Social Security & Medicare

Health insurance is one common barrier to early retirement. Fortunately, you have options to bridge the gap until Medicare begins.

A calculator sitting on an American flag.
How President Biden’s 2025 Budget Could Impact Social Security

School of Social Security & Medicare

The proposed 2025 federal budget provides additional funding to the SSA to improve access to benefits and customer service.

A senior man looking at medical bills.
Medicare Recipients Could See Lower Drug Costs in 2024

School of Social Security & Medicare

We have good news for Medicare recipients! The out-of-pocket costs for Medicare Part D catastrophic coverage have been eliminated. Learn how much you could save in our latest article.

social security card and 1040 form
When Is Social Security Income Taxable?

School of Social Security & Medicare

Many people don’t consider taxation of their Social Security benefits, but it is the reality for about half of recipients.