Topic: Investing

Paper cutout of a retired man and woman holding hands, standing on top of stacks of quarters, indicating they’ve taken steps to secure their retirement plan
5 Important Steps to Retirement Planning

School of Financial Wellness

Retirement planning is a complex process, but there are some basics. These 5 steps will get you on the right track to planning for your retirement goals.

Meld University presents COVID-19 stock market investment update
COVID-19 Update from Meld University

School of Financial Wellness

The U.S. has over 3.8 million cases of COVID-19 and over 141k deaths. Case number are escalating rapidly, again. How will this impact your investments?

A person is writing a check and counting money with a calculator. The FINANCIAL FINGERPRINT™ logo by Meld Financial is present in the bottom right-hand corner.
How Much Do I Need to Retire?

School of Financial Wellness

There is no one-size-fits-all answer. But, once you have your FINANCIAL FINGERPRINT™, you will know how much it will take to meet your retirement goals.

How will coronavirus (covid-19) impact the markets?
Coronavirus (Covid-19) and Your Investments

School of Financial Wellness

The coronavirus outbreak is only about two months old, so it is premature to discuss how this potential pandemic will play out.

Sidewalk with Facts (left) and annuities (right) person deciding which way to go - Annuities - Myth vs Fact presented by Meld University
Annuities: The Basics, and the 2 Biggest Myths

School of Saving and Investing

Annuities have gotten a great deal of attention in the media lately. In this article we examine the basics and the 2 biggest myths surrounding investing in annuities.

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Situational Investing – The Concept

School of Saving and Investing

Situational Investing – the concept is simple at first glance. People know they should invest according to their specific situation, but it not that simple.

College Savings Plan - 529 Plan - Educational IRA - UGMA - UTMA
College Savings 101: Which plan is right for you?

School of Saving and Investing

The multitude of college savings options can be overwhelming. There are a lot of plans available, each with their own set of pros and cons. So how do you create a strategy that maximizes your college savings?

street sign that says "are you ready" for retirement
2019 Contribution Limits Increase for 401(k), IRA and Related Retirement Plans

School of Saving and Investing

Those who participate in retirement plans, such as a 401(k), 403(b), most 4S7(b), and the Thrift Savings Plan, will be able to contribute more to their plan in 2019.

Sign from IRS Building that reads "Internal Revenue Service"
IRS Provides Guidelines for Safe-Harbor Hardship Distributions from 401(k) Plans

School of Saving and Investing

In its March 2, 2017 Employee Plan News publication, the IRS included their memorandum providing guidelines for examiners to determine if a section 401(k) plan hardship distribution is “deemed to be on account of an immediate and heavy financial need” under the safe-harbor standards.