Topic: Investing
Articles that provide insights on investing, including news, tips and other information designed to help you stay up to date and on top of your strategy.
Backdoor Roth Contributions and the Pro Rata Rule
November 19, 2021School of Saving and Investing
The backdoor method allows high earners to contribute to a Roth IRA, but the Pro Rata rule can present a challenge.
Financial Dos and Don’ts During a Pandemic
December 29, 2020School of Financial Wellness
2020 has changed our lives dramatically, but it’s important to maintain financial discipline. These tips will help you stay on track.
COVID-19 Update from Meld University
July 21, 2020School of Financial Wellness
The U.S. has over 3.8 million cases of COVID-19 and over 141k deaths. Case number are escalating rapidly, again. How will this impact your investments?
How Much Do I Need to Retire?
July 7, 2020School of Financial Wellness
There is no one-size-fits-all answer. But, once you have your Financial Fingerprint®, you will know how much it will take to meet your retirement goals.
Coronavirus (Covid-19) and Your Investments
March 2, 2020School of Financial Wellness
The coronavirus outbreak is only about two months old, so it is premature to discuss how this potential pandemic will play out.
Annuities: The Basics, and the 2 Biggest Myths
August 24, 2019School of Saving and Investing
Annuities have gotten a great deal of attention in the media lately. In this article we examine the basics and the 2 biggest myths surrounding investing in annuities.
Situational Investing – The Concept
February 1, 2019School of Saving and Investing
Situational Investing – the concept is simple at first glance. People know they should invest according to their specific situation, but it not that simple.
IRS Provides Guidelines for Safe-Harbor Hardship Distributions from 401(k) Plans
April 13, 2017School of Saving and Investing
In its March 2, 2017 Employee Plan News publication, the IRS included their memorandum providing guidelines for examiners to determine if a section 401(k) plan hardship distribution is “deemed to be on account of an immediate and heavy financial need” under the safe-harbor standards.
State Tax Deduction or Credit for Contributions to a 529 Plan
December 17, 2016School of Financial Wellness
As we approach year-end, don’t overlook the State tax deduction or credit for contributions to a 529 plan. You may be eligible for a lower Alabama taxes.