Topic: Tax Planning

Articles that discuss optimizing and minimizing taxes with regard to your retirement plan.

Meld Financial Key Financial Data 2025
Key Financial Data 2025

School of Financial Wellness

Download our 2025 financial data guide which includes information on taxes, retirement plans, Social Security, Medicare, and more.

A couple managing a joint brokerage account
Types of Ownership for Brokerage Accounts

School of Saving and Investing

You have options to define the ownership of brokerage assets, and the choice determines access to funds, taxes, and inheritance.

Stacks of coins with retirement savings icons
401(k) Contribution Limits in 2025

School of Saving and Investing

A 401(k) is an excellent way to save for retirement and you will be able to contribute even more in 2025.

A piggy bank and stack of coins beside a sign that says “2025”
IRA Contribution Limits in 2025

School of Saving and Investing

The IRS recently announced tax year 2025 contribution limits for traditional and Roth IRAs as well as SIMPLE and SEP IRAs.

HSA contribution limits represented by a piggy bank and jar labeled "HSA"
HSA Contribution Limits In 2025

School of Saving and Investing

After an annual inflation adjustment, the amount you can contribute to a health savings account will increase for tax year 2025.

A man holding two icons – one check mark and one “x” – signifying a choice
Should You Rollover Your 401(k) At Retirement?

School of Saving and Investing

At retirement, you’ll need to decide whether to keep your savings in your 401(k) or roll them into an Individual Retirement Account.

The U.S. Capitol building symbolizing government policy
Monetary Vs. Fiscal Policy

School of Financial Wellness

Monetary and fiscal policy are two methods that the federal government and the Federal Reserve use to influence the economy.

A child sitting behind a jar of money with the word college taped on the jar.
Educational Savings Accounts: Everything You Need to Know

School of Saving and Investing

When saving for your child’s college, the account you choose can impact your taxes, investment options, and chances of success.

A calculator sitting on an American flag.
How President Biden’s 2025 Budget Could Impact Social Security

School of Social Security & Medicare

The proposed 2025 federal budget provides additional funding to the SSA to improve access to benefits and customer service.