Important Links

Welcome to Meld Financial. Scroll through this page to find an updated list of important links to valuable content and events on our website that pertain to Wealth Management, Retirement Planning, Investing and the Economy. Through Meld University, our gift to the public, we provide articles, webinars, and live, in-person events at no cost to you.

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Recent Articles

Weekly Economic Update presented by Meld University
Weekly Economic Update

School of Financial Wellness

The U.S. added jobs, but the unemployment rate rose. Average hourly wages and weekly hours increased. Consumer sentiment rose.

A percentage symbol beside a down arrow signifying lower interest rates
How Could Lower Interest Rates Impact Your Retirement Plan?

School of Financial Wellness

The Fed has begun to reduce interest rates. These lower rates could have a significant impact on your retirement plan.

A magnifying glass and health care symbols
What Is IRMAA?

School of Social Security & Medicare

High earners need to plan for additional monthly healthcare costs in retirement because of Medicare Part B and Part D IRMAA.

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Why Meld Financial?

Meld Financial, Inc. is an independent wealth management firm located in Birmingham, AL.

We specialize in financial planning, investment management, employee benefits and executive benefits for individuals, families, trusts, foundations and institutions.

We provide independent and objective services melded with customer-driven financial goals.

Mark McGarvey - Founder - Meld Financial

“We will always recommend the same course of action we would choose for ourselves, given the same circumstances.”

-Mark McGarvey, Founder