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Recent Articles

A small model home balancing on a scale with coins representing home equity
How to Use Your Home Equity to Improve Your Financial Position

School of Financial Wellness

The four ways to convert home equity into usable money, covering HELOCs, cash-out refinancing, downsizing, and reverse mortgages.

Weekly Economic Update presented by Meld University
Weekly Economic Update

School of Financial Wellness

Stocks finished mixed. Hiring rebounded in August. Manufacturing and services both expanded. The U.S. trade deficit widened.

Social Security cards lying on a newspaper
What is Your Social Security Full Retirement Age and Why It Matters?

School of Social Security & Medicare

Full Retirement Age sets your Social Security benefit and governs early claiming, delayed credits, and the earnings test.

Why Meld Financial?

Meld Financial, Inc. is an independent wealth management firm located in Birmingham, AL.

We specialize in financial planning, investment management, employee benefits and executive benefits for individuals, families, trusts, foundations and institutions.

We provide independent and objective services melded with customer-driven financial goals.

Mark McGarvey - Founder - Meld Financial

“We will always recommend the same course of action we would choose for ourselves, given the same circumstances.”

-Mark McGarvey, Founder