School of Saving and Investing

The School of Savings & Investing, presented by Meld University, conducts classes and publishes articles to help you stay abreast of the world of investing.

Banking turmoil depicted by a bank sinking in water.
Banking Turmoil – Is Your Cash Safe?
 June 8, 2023

School of Saving and Investing

Bank failures can be frightening for investors, but there are protections in place to prevent you from losing your funds.

Choosing between saving for retirement and saving for college represented by parents walking with their high school graduate child around campus.
Should You Prioritize Saving for Retirement or Your Child’s Education?
 May 11, 2023

School of Saving and Investing

You often must choose between saving for your own retirement or your child’s education. These factors can help you decide.

A financial chart is overlaying two business people shaking hands.
What is SmartScreen™?
 February 24, 2023

School of Saving and Investing

SmartScreen™ ensures that funds included in our clients’ portfolios meet our high standards.

Secure Act 2.0 impact to retirees represented by stacks of coins increasing in size overlayed by a graph pointing upwards.
The SECURE Act 2.0 Passed – What does it Mean for Your Retirement Plan?
 January 12, 2023

School of Saving and Investing

The SECURE Act 2.0 passed in late December. This legislation includes many changes that could impact your retirement plan.

“IRA” and “2023” on wooden signs placed on a desk with various office related items.
IRA Contribution Limits in 2023
 January 6, 2023

School of Saving and Investing

Individual Retirement Accounts [IRAs] – referred to as retirement ‘arrangements’ by the IRS – can be an easy, flexible way to increase retirement savings and lower your tax bill. This year, you can contribute more to these types of plans. Incorporate the new, higher limits into your financial plan as soon as possible to make… Read more »

A clip board with the words 401k contribution limits written on it.
401(k) Contribution Limits in 2023
 December 9, 2022

School of Saving and Investing

Next year, the maximum 401(k) contribution will increase. Incorporate this change into your retirement plan as soon as possible.

A tax cut is being inferred by someone separating puzzle pieces with money symbols.
Alabama Retirees Could See Lower State Taxes in 2023
 September 16, 2022

School of Saving and Investing

The Lynn Greer Retirement Income Tax Cut Act of 2022 could provide state tax savings for Alabama retirees beginning in 2023.

A bear market represented by a bear overlayed with red numbers.
Retiring in Bear Market
 August 5, 2022

School of Saving and Investing

Successfully navigating a bear market can be difficult for all investors, especially those preparing to enter retirement.

A nurse is holding a folder that says Long Term Care
Planning for Long-Term Care Expenses
 May 12, 2022

School of Saving and Investing

Long-term care is costly and more common than many believe. So, it is important to account for these expenses in your financial plan.