School of Saving and Investing

The School of Savings & Investing, presented by Meld University, conducts classes and publishes articles to help you stay abreast of the world of investing.

“IRA” and “2023” on wooden signs placed on a desk with various office related items.
IRA Contribution Limits in 2023

School of Saving and Investing

Individual Retirement Accounts [IRAs] – referred to as retirement ‘arrangements’ by the IRS – can be an easy, flexible way to increase retirement savings and lower your tax bill. This year, you can contribute more to these types of plans. Incorporate the new, higher limits into your financial plan as soon as possible to make… Read more »

A clip board with the words 401k contribution limits written on it.
401(k) Contribution Limits in 2023

School of Saving and Investing

Next year, the maximum 401(k) contribution will increase. Incorporate this change into your retirement plan as soon as possible.

A tax cut is being inferred by someone separating puzzle pieces with money symbols.
Alabama Retirees Could See Lower State Taxes in 2023

School of Saving and Investing

The Lynn Greer Retirement Income Tax Cut Act of 2022 could provide state tax savings for Alabama retirees beginning in 2023.

A bear market represented by a bear overlayed with red numbers.
Retiring in Bear Market

School of Saving and Investing

Successfully navigating a bear market can be difficult for all investors, especially those preparing to enter retirement.

A nurse is holding a folder that says Long Term Care
Planning for Long-Term Care Expenses

School of Saving and Investing

Long-term care is costly and more common than many believe. So, it is important to account for these expenses in your financial plan.

A widow appearing distressed and speaking to her financial advisor about her will, estate plan and financial plan following her partner’s death.
Why Couples and Widow(er)s Should Meet with a Financial Advisor

School of Saving and Investing

Working with a financial advisor can help couples create an estate plan and help widow(er)s deal with new financial burdens.

A flat, digital map of the globe with red dots and lines that illustrate the reach of geopolitical distress and the risk it can present for investments.
How the Geopolitical Environment Impacts Investments

School of Saving and Investing

Find out how geopolitical risk can impact investment performance and what actions investors can take to mitigate the negative effects.

The word inflation over a backdrop of coins and a cityscape with graph arrows pointing up indicating rising rates.
How Could Inflation and Rising Rates Impact Your Investments

School of Saving and Investing

Inflation and rising rates can impact the performance of your portfolio, but careful planning can help mitigate these risks.

A hand touching a digital screen with the word Bonds, indicating the article is centered around why you should hold bonds in your portfolio.
Why Should I Have Bonds in My Portfolio?

School of Saving and Investing

Bonds are debt instruments that pay investors a steady stream of income in return for their cash up front. But income is only one of the benefits that bonds can add to a portfolio. In today’s economic environment, many investors are concerned with how monetary policy will affect their bond positions. That’s because inflation typically… Read more »