School of Social Security & Medicare

The School of Social Security & Medicare, presented by Meld University, conducts classes and publishes articles to help you stay up to date on topics related to government supported retirement benefits.

The Capitol Dome over a background of Social Security cards.
2026 Social Security COLA Announced

School of Social Security & Medicare

The Social Security Administration recently announced the 2026 Cost of Living Adjustment, which will take effect in January.

Retirees are reviewing their Medicare policy with a financial advisor.
Why You Should Review Your Medicare Policy Annually

School of Social Features

Medicare coverage and costs can change each year, so retirees should review their plan with an experienced financial advisor.

A person comparing Medigap plan costs with a calculator
Comparing Attained-Age, Issue-Age, and Community-Rated Medigap Plans

School of Social Security & Medicare

Medigap premiums are determined using attained-age, issue-age, or community-rated pricing systems to account for policyholder age.

A person looking at a chalkboard filled with complex mathematical calculations. This is meant to represent calculating provisional income or combined income.
How to Calculate Provisional Income (a.k.a. Combined Income)

School of Social Security & Medicare

Your provisional income determines if Social Security benefits are taxable, so it is important to know how to calculate this figure.

A couple reviewing Social Security claiming strategies on a laptop
Social Security Claiming Strategies for High Earners

School of Social Security & Medicare

These 5 Social Security claiming strategies can help high earners balance their income, assets, and estate planning needs.

A financial advisor explaining the parts of Medicare to a couple
Navigating Medicare: What Do the Different Parts Cover?

School of Social Security & Medicare

This guide explores the different parts of Medicare, what they cover, and how they work together to support your healthcare.

A reduction in social security benefits symbolized by a dollar sign in front of a down arrow.
4 Factors That Can Reduce Your Social Security Benefits

School of Social Features

These 4 factors can reduce your Social Security benefits. Preparing for them can help you maximize your retirement income.

A woman contemplating when to claim Social Security benefits.
When Should You Claim Social Security Benefits?

School of Social Security & Medicare

Your Social Security claiming strategy is one of the most important parts of your retirement plan as it impacts lifetime income.

A portion of an American Flag and a letter from the Social Security Administration with the words “Important Information” written on it.
Social Security Fairness Act Increases Benefits for Some Public Employees

School of Social Security & Medicare

The Social Security Fairness Act eliminated some provisions that reduced benefits for people who worked in the public sector.