Topic: Financial Planning
Articles that give you the latest insights into financial planning, including news, tips and other information intended to help you plan your finances.

Why Should I Have Bonds in My Portfolio?
February 9, 2022School of Saving and Investing
Bonds are debt instruments that pay investors a steady stream of income in return for their cash up front. But income is only one of the benefits that bonds can add to a portfolio. In today’s economic environment, many investors are concerned with how monetary policy will affect their bond positions. That’s because inflation typically… Read more »

Medicare Late Enrollment Fees and How to Avoid Them
November 12, 2021School of Financial Wellness
Most Americans are required to sign up for Medicare at 65. Know these important dates to avoid late penalties.

The 10 Worst States for Taxes
November 5, 2021School of Financial Wellness
State taxes provide important services but can be a burden for those citizens paying them. Find out which states have the lowest taxes.

The 10 Best States for Taxes
November 3, 2021School of Financial Wellness
State taxes provide important services but can be a burden for those paying them. Find out which states have the lowest taxes.
![2022 Social Security Cost-of-Living Adjustment [COLA]](https://meldfinancial.com/wp-content/uploads/2022-cola-1200x630.jpg)
Social Security Cost-of-Living Adjustment [COLA] for 2022
October 15, 2021School of Social Security & Medicare
The Social Security Administration announced the Cost-of-Living Adjustment for 2022. Learn how this change could impact your finances.

Money Management During Retirement
June 8, 2021School of Financial Wellness
Money management during retirement can be quite different, and proper planning is critical to making the most of your savings.

COVID-19 Scams and How to Protect Yourself
November 12, 2020School of Financial Wellness
Scammers are looking to exploit the oddity of the current COVID-19 pandemic as they use old scams in new ways to target the most vulnerable.
![2021 Social Security Cost of Living Allowance [COLA] Update. Meld University Logo on top of a pen, paper with budget figures, and a calculator](https://meldfinancial.com/wp-content/uploads/2021-cola-1200x630.png)
Social Security Cost of Living Adjustment [COLA] for 2021
October 30, 2020School of Social Security & Medicare
The Social Security Administration announced the Cost of Living Adjustment for 2021. Learn how this change could impact your finances.

Medicare – Are You Paying Too Much Premium?
October 6, 2020School of Social Security & Medicare
Pat Burris, CFP® discusses Medicare and the steps you need to take to ensure you aren’t paying too much premium for your Medicare coverage.