Topic: Tax Planning

Articles that discuss optimizing and minimizing taxes with regard to your retirement plan.

A piggy bank beside books with blocks in the shape of “529”
What Should You Do with Unused Funds in an Educational Account?

School of Financial Wellness

If you have unused funds in a 529 plan or Coverdell ESA for your child, you can transfer, rollover, or withdraw the money.

A man filing 2025 taxes online
4 Ways to Reduce Your 2025 Taxes Before the Deadline

School of Financial Wellness

Consider these four last-minute strategies to reduce your 2025 income tax burden before the April 15th filing deadline.

Meld Financial Key Financial Data 2026
Key Financial Data 2026

School of Financial Wellness

Download our 2026 financial data guide which includes information on taxes, retirement plans, Social Security, Medicare, and more.

A couple excited about winning the lottery
Managing a Financial Windfall: Bonus, Settlement, Inheritance, or Lottery Winnings

School of Saving and Investing

A financial windfall, from a bonus, settlement, inheritance, or even winning lottery ticket, requires a unique approach.

Wooden blocks with the number “2026” where the zero is a target
IRA Contribution Limits in 2026

School of Saving and Investing

The maximum contribution to a Traditional or Roth IRA will rise in 2026 along with limits for employer SIMPLE and SEP IRAs.

A piggy bank beside stacks of coins with blocks that spell “401k”
401(k) Contribution Limits in 2026

School of Saving and Investing

The amount that you can deposit into an employer-sponsored 401(k), 403(b), or similar retirement plan has been increased for 2026.

A person holding a debit card labeled “HSA” and a stethoscope
HSA Contribution Limits In 2026

School of Saving and Investing

The IRS recently announced higher limits for HSAs in 2026 which will help investors cover medical costs and lower their tax bills.

A retiree taking notes while reviewing tax information on a laptop
Five Types of Taxes to Factor into Your Retirement Plan

School of Financial Wellness

These 5 taxes are the most common for retirees, and understanding them is the key to creating a robust tax management plan.

A law book labeled “2025” and a gavel
How Could The “One Big, Beautiful Bill” Impact You?

School of Financial Wellness

The “One Big, Beautiful Bill” has been signed into law. Our summary covers how the new law could impact your financial plan.