Topic: Retirement Planning

The pages and articles you find here pertain to planning a successful retirement.

New Years Resolutions written on sticky notes.
6 Financial New Year’s Resolutions You Should Consider

School of Financial Wellness

Adding these 6 goals to your New Year’s Resolutions can help improve your finances and set you up for future success.

Meld Financial Key Financial Data 2025
Key Financial Data 2025

School of Financial Wellness

Download our 2025 financial data guide which includes information on taxes, retirement plans, Social Security, Medicare, and more.

The Meld Financial team
What Makes Meld Unique? Our Team Approach.

School of Financial Wellness

At Meld Financial, our team of professionals blends diverse specialties and perspectives to help our clients achieve success.

Year End Financial Checklist provided by MeldU represented by a series of checkboxes and a pen with MeldU Logo
Year-End Financial Checklist

School of Financial Wellness

This simple checklist covers the tasks that you need to complete at year-end to start the new year in a strong financial position.

A percentage symbol beside a down arrow signifying lower interest rates
How Could Lower Interest Rates Impact Your Retirement Plan?

School of Financial Wellness

The Fed has begun to reduce interest rates. These lower rates could have a significant impact on your retirement plan.

A magnifying glass and health care symbols
What Is IRMAA?

School of Social Security & Medicare

High earners need to plan for additional monthly healthcare costs in retirement because of Medicare Part B and Part D IRMAA.

Stacks of coins with retirement savings icons
401(k) Contribution Limits in 2025

School of Employer Plans

A 401(k) is an excellent way to save for retirement and you will be able to contribute even more in 2025.

A piggy bank and stack of coins beside a sign that says “2025”
IRA Contribution Limits in 2025

School of Saving and Investing

The IRS recently announced tax year 2025 contribution limits for traditional and Roth IRAs as well as SIMPLE and SEP IRAs.

A December calendar with the face of a clock overlaid
Important Year-End Dates for Employer Plan Sponsors

School of Employer Plans

Corporate retirement plan sponsors must complete these tasks in the fourth quarter to ensure their plan remains compliant.