Topic: Retirement Planning

The pages and articles you find here pertain to planning a successful retirement.

A couple making an online charitable contribution
Maximizing The Benefit of Your Charitable Contributions

School of Financial Wellness

The method you use to donate to charity should maximize the benefit to your chosen organization and your tax return.

A retired couple planning RMDs from their retirement accounts
When Do I Need to Take RMDs?

School of Saving and Investing

The age at which you must begin Required Minimum Distributions varies based on whether you opened or inherited the account.

Social Security retirement savings represented by miniature elderly people sitting on stacks of coins.
Everything You Need to Know About Social Security

School of Social Security & Medicare

Social Security provides a guaranteed source of income for many retirees, but maximizing benefits requires careful planning.

A family standing in the open doorway of their business
Succession Planning for Family Businesses

School of Financial Wellness

An effective succession plan uses advance preparation to maximize your personal wealth while supporting business continuity.

A retired couple reviewing premiums for a life insurance policy
Is Permanent Life Insurance Jeopardizing Your Retirement Plan? A Case Study.

School of Financial Wellness

Permanent life insurance policies often have expensive monthly premiums, which can undermine your ability to save for retirement.

New Years Resolutions written on sticky notes.
6 Financial New Year’s Resolutions You Should Consider

School of Financial Wellness

Adding these 6 goals to your New Year’s Resolutions can help improve your finances and set you up for future success.

Meld Financial Key Financial Data 2026
Key Financial Data 2026

School of Financial Wellness

Download our 2026 financial data guide which includes information on taxes, retirement plans, Social Security, Medicare, and more.

A couple excited about winning the lottery
Managing a Financial Windfall: Bonus, Settlement, Inheritance, or Lottery Winnings

School of Saving and Investing

A financial windfall, from a bonus, settlement, inheritance, or even winning lottery ticket, requires a unique approach.

Year End Financial Checklist provided by MeldU represented by a series of checkboxes and a pen with MeldU Logo
Year-End Financial Checklist

School of Financial Wellness

This simple checklist covers the tasks that you need to complete at year-end to start the new year in a strong financial position.