Topic: Retirement Planning

The pages and articles you find here pertain to planning a successful retirement.

Wooden blocks with the number “2026” where the zero is a target
IRA Contribution Limits in 2026

School of Saving and Investing

The maximum contribution to a Traditional or Roth IRA will rise in 2026 along with limits for employer SIMPLE and SEP IRAs.

A piggy bank beside stacks of coins with blocks that spell “401k”
401(k) Contribution Limits in 2026

School of Saving and Investing

The amount that you can deposit into an employer-sponsored 401(k), 403(b), or similar retirement plan has been increased for 2026.

A retired couple reviewing annual premium increases for their attained-age Medigap plans.
Is Your Attained-Age Medigap Plan Ruining Your Budget? A Case Study

School of Social Security & Medicare

Attained-age Medigap plans often have a lower initial cost than other options, but premium increases can derail your budget.

A financial advisor helping a couple re-evaluate their cash holdings.
Evaluating Your Cash Holdings as Interest Rates Decline

School of Saving and Investing

Holding cash may have been prudent when interest rates were high, but your investment plan might need to change as rates decline.

Retirees are reviewing their Medicare policy with a financial advisor.
Why You Should Review Your Medicare Policy Annually

School of Social Features

Medicare coverage and costs can change each year, so retirees should review their plan with an experienced financial advisor.

A December calendar with the face of a clock overlaid
Important Year-End Dates for Employer Plan Sponsors in 2025

School of Employer Plans

Corporate retirement plan sponsors must complete these tasks in the fourth quarter to ensure their plan remains compliant.

A wooden cutout of a person climbing stacks of coins
How to Make Retirement Income Last a Lifetime

School of Saving and Investing

A sustainable financial plan includes strategies to ensure that assets generate sufficient income to fund a decades-long retirement.

Two golden eggs in a nest representing an IRA and a 401(k)
Combining 401k and IRA Accounts to Maximize Your Retirement Savings

School of Saving and Investing

A unified retirement saving strategy that includes both 401(k) and IRA contributions can maximize accessibility and growth.

A couple in car with a license plate that says “retired” visiting the desert
Retirement Planning: How To Prepare for Lifestyle Shifts

School of Financial Wellness

A successful retirement transition requires more than money. You also need to navigate lifestyle shifts and emotional hurdles.