Topic: Retirement Planning

The pages and articles you find here pertain to planning a successful retirement.

A retired couple reviewing annual premium increases for their attained-age Medigap plans.
Is Your Attained-Age Medigap Plan Ruining Your Budget? A Case Study

School of Social Security & Medicare

Attained-age Medigap plans often have a lower initial cost than other options, but premium increases can derail your budget.

A financial advisor helping a couple re-evaluate their cash holdings.
Evaluating Your Cash Holdings as Interest Rates Decline

School of Saving and Investing

Holding cash may have been prudent when interest rates were high, but your investment plan might need to change as rates decline.

Retirees are reviewing their Medicare policy with a financial advisor.
Why You Should Review Your Medicare Policy Annually

School of Social Features

Medicare coverage and costs can change each year, so retirees should review their plan with an experienced financial advisor.

A December calendar with the face of a clock overlaid
Important Year-End Dates for Employer Plan Sponsors in 2025

School of Employer Plans

Corporate retirement plan sponsors must complete these tasks in the fourth quarter to ensure their plan remains compliant.

A wooden cutout of a person climbing stacks of coins
How to Make Retirement Income Last a Lifetime

School of Saving and Investing

A sustainable financial plan includes strategies to ensure that assets generate sufficient income to fund a decades-long retirement.

Two golden eggs in a nest representing an IRA and a 401(k)
Combining 401k and IRA Accounts to Maximize Your Retirement Savings

School of Saving and Investing

A unified retirement saving strategy that includes both 401(k) and IRA contributions can maximize accessibility and growth.

A couple in car with a license plate that says “retired” visiting the desert
Retirement Planning: How To Prepare for Lifestyle Shifts

School of Financial Wellness

A successful retirement transition requires more than money. You also need to navigate lifestyle shifts and emotional hurdles.

Meld Financial Key Financial Data 2025
Key Financial Data 2025

School of Financial Wellness

Download our 2025 financial data guide which includes information on taxes, retirement plans, Social Security, Medicare, and more.

A retirement plan administrator working on a laptop with holograms of icons representing employee benefits
Key SECURE Act 2.0 Changes Employers Must Implement by 2026

School of Employer Plans

Sponsors of employer retirement plans must implement these key changes in 2025 and 2026 to comply with the SECURE Act 2.0.