Topic: Retirement Planning

The pages and articles you find here pertain to planning a successful retirement.

A retired couple dancing on the beach beside a checklist
Preparing For Retirement Checklist

School of Saving and Investing

This downloadable checklist covers the important factors you need to consider in each stage of life to prepare for retirement.

Retirement savings through Traditional and Roth IRAs depicted by an elderly couple standing on a stack of coins.
Traditional Vs Roth IRA

School of Saving and Investing

Traditional and Roth IRAs can help you achieve retirement goals and minimize taxes while maintaining control of your funds.

The Meld Financial building
The Meld Client Experience: What to Expect in Year 1

School of Financial Wellness

At Meld Financial, our simple onboarding process helps new clients get a head start on achieving their retirement goals.

An employer plan sponsor and an electronic list of tasks
Employer Sponsored Plan Checklist 2025

School of Employer Plans

Sponsors of employer retirement plans must meet these deadlines to keep their plan compliant and preserve its tax-qualified status.

The Meld Financial team
What Makes Meld Unique? Our Team Approach.

School of Financial Wellness

At Meld Financial, our team of professionals blends diverse specialties and perspectives to help our clients achieve success.

A percentage symbol beside a down arrow signifying lower interest rates
How Could Lower Interest Rates Impact Your Retirement Plan?

School of Financial Wellness

The Fed has begun to reduce interest rates. These lower rates could have a significant impact on your retirement plan.

A magnifying glass and health care symbols
What Is IRMAA?

School of Social Security & Medicare

High earners need to plan for additional monthly healthcare costs in retirement because of Medicare Part B and Part D IRMAA.

Stacks of coins with retirement savings icons
401(k) Contribution Limits in 2025

School of Saving and Investing

A 401(k) is an excellent way to save for retirement and you will be able to contribute even more in 2025.

A piggy bank and stack of coins beside a sign that says “2025”
IRA Contribution Limits in 2025

School of Saving and Investing

The IRS recently announced tax year 2025 contribution limits for traditional and Roth IRAs as well as SIMPLE and SEP IRAs.