Topic: Retirement Planning
The pages and articles you find here pertain to planning a successful retirement.
The Meld Client Experience: What to Expect in Year 1
February 27, 2025School of Financial Wellness
At Meld Financial, our simple onboarding process helps new clients get a head start on achieving their retirement goals.
Employer Sponsored Plan Checklist 2025
January 16, 2025School of Employer Plans
Sponsors of employer retirement plans must meet these deadlines to keep their plan compliant and preserve its tax-qualified status.
What Makes Meld Unique? Our Team Approach.
December 19, 2024School of Financial Wellness
At Meld Financial, our team of professionals blends diverse specialties and perspectives to help our clients achieve success.
How Could Lower Interest Rates Impact Your Retirement Plan?
December 5, 2024School of Financial Wellness
The Fed has begun to reduce interest rates. These lower rates could have a significant impact on your retirement plan.
What Is IRMAA?
November 27, 2024School of Social Security & Medicare
High earners need to plan for additional monthly healthcare costs in retirement because of Medicare Part B and Part D IRMAA.
401(k) Contribution Limits in 2025
November 19, 2024School of Saving and Investing
A 401(k) is an excellent way to save for retirement and you will be able to contribute even more in 2025.
IRA Contribution Limits in 2025
November 7, 2024School of Saving and Investing
The IRS recently announced tax year 2025 contribution limits for traditional and Roth IRAs as well as SIMPLE and SEP IRAs.
Choosing Between Roth and Traditional 401(k) Contributions
September 20, 2024School of Saving and Investing
Designated Roth accounts are a popular choice for savers with 401(k) plans, but they aren’t right for every situation.
How Are Social Security Benefits Calculated?
August 29, 2024School of Social Security & Medicare
Calculating Social Security benefits is complex, but understanding the process is key to forecasting retirement income.