Topic: Retirement Planning
The pages and articles you find here pertain to planning a successful retirement.
What Makes Meld Unique? Our Team Approach.
December 19, 2024School of Financial Wellness
At Meld Financial, our team of professionals blends diverse specialties and perspectives to help our clients achieve success.
Year-End Financial Checklist
December 12, 2024School of Financial Wellness
This simple checklist covers the tasks that you need to complete at year-end to start the new year in a strong financial position.
How Could Lower Interest Rates Impact Your Retirement Plan?
December 5, 2024School of Financial Wellness
The Fed has begun to reduce interest rates. These lower rates could have a significant impact on your retirement plan.
What Is IRMAA?
November 27, 2024School of Social Security & Medicare
High earners need to plan for additional monthly healthcare costs in retirement because of Medicare Part B and Part D IRMAA.
401(k) Contribution Limits in 2025
November 19, 2024School of Saving and Investing
A 401(k) is an excellent way to save for retirement and you will be able to contribute even more in 2025.
IRA Contribution Limits in 2025
November 7, 2024School of Saving and Investing
The IRS recently announced tax year 2025 contribution limits for traditional and Roth IRAs as well as SIMPLE and SEP IRAs.
Choosing Between Roth and Traditional 401(k) Contributions
September 20, 2024School of Saving and Investing
Designated Roth accounts are a popular choice for savers with 401(k) plans, but they aren’t right for every situation.
How Are Social Security Benefits Calculated?
August 29, 2024School of Social Security & Medicare
Calculating Social Security benefits is complex, but understanding the process is key to forecasting retirement income.
Do You Have Too Many Retirement Accounts? A Case Study
August 22, 2024School of Saving and Investing
A couple came to Meld with nearly 20 retirement accounts. We created a unified plan that provided simplicity and peace of mind.