Topic: Retirement Planning

The pages and articles you find here pertain to planning a successful retirement.

Secure Act 2.0 impact to retirees represented by stacks of coins increasing in size overlayed by a graph pointing upwards.
The SECURE Act 2.0 Passed – What does it Mean for Your Retirement Plan?

School of Saving and Investing

The SECURE Act 2.0 passed in late December. This legislation includes many changes that could impact your retirement plan.

“IRA” and “2023” on wooden signs placed on a desk with various office related items.
IRA Contribution Limits in 2023

School of Saving and Investing

Individual Retirement Accounts [IRAs] – referred to as retirement ‘arrangements’ by the IRS – can be an easy, flexible way to increase retirement savings and lower your tax bill. This year, you can contribute more to these types of plans. Incorporate the new, higher limits into your financial plan as soon as possible to make… Read more »

Paper cutout of a retired man and woman holding hands, standing on top of stacks of quarters, indicating they’ve taken steps to secure their retirement plan
5 Important Steps to Retirement Planning

School of Financial Wellness

Retirement planning is a complex process, but these 5 steps will get you on the right track to achieving your retirement goals.

A clip board with the words 401k contribution limits written on it.
401(k) Contribution Limits in 2023

School of Saving and Investing

Next year, the maximum 401(k) contribution will increase. Incorporate this change into your retirement plan as soon as possible.

Student loan forgiveness written on a small blackboard with stacks of coins sitting next to it.
What You Need to Know About Student Loan Forgiveness

School of Financial Wellness

The newly established student loan forgiveness program could help you reduce your debt and lower your monthly expenses.

Social Security Cost of Living Adjustment
2023 Social Security Cost of Living Adjustment [COLA] Announced

School of Social Security & Medicare

The 2023 Social Security Cost of Living Adjustment [COLA] has been released. The increase is the largest since 1981.

A tax cut is being inferred by someone separating puzzle pieces with money symbols.
Alabama Retirees Could See Lower State Taxes in 2023

School of Saving and Investing

The Lynn Greer Retirement Income Tax Cut Act of 2022 could provide state tax savings for Alabama retirees beginning in 2023.

Medicare prescription drug prices represented by pills lying on top of paper currency.
Medicare to Negotiate Prescription Drug Prices

School of Social Security & Medicare

The Inflation Reduction Act of 2022 includes a provision allowing Medicare to negotiate the prices of certain prescription drugs.

A defensive portfolio represented by dominos leaning against a stack of coins.
Preparing Your Portfolio for Retirement

School of Financial Wellness

Shifting your portfolio to defense when entering retirement can help you reduce risk and ensure your income lasts a lifetime.